Category Archives: Business

Why Do Emergency Services Use Military Time?

The primary purpose of emergency services is their response time, which is the time between the initial emergency call and arrival on the scene. According to the WHO (World Health Organization) emergency response time is under 8 minutes.Time plays a crucial role in what emergency services do and an accurate, reliable, and efficient time system eliminates all room for error. This article will discuss why emergency services use military time.

Military time is not only used by the military as the name suggests, it’s also used by government agencies like the national guard and various law enforcement entities like the police force, army, navy, airforce, and marines. Additionally, it’s used by various emergency services, these fall under different services like fire and rescue, emergency medical services (EMS), search and rescue, and technical rescue.

Military time uses a 24-hour clock, which distinguishes each hour with its own number. This is different to the 12-hour clock (also referred to as civilian time, normal time, standard time or regular time), which repeats the same numbers and uses AM and PM to distinguish between day and night. Military time is also called ‘Zulu’ time, which is the military codeword for the letter ‘Z’. The letter ‘Z’ is used to designate the Greenwich Mean Time (GMT) time zone.

Military time is also written and pronounced differently than normal time, for example, in normal time terms 1 AM is written and pronounced as 01:00 AM or one o’clock; in military time terms 1 AM is written and pronounced as 0100 or zero one hundred hours.

Why Use Military Time?

Military time is used by the military to minimize all confusion between hours, it’s a primary reason for using it because it creates a more reliable and efficient time system. This is especially crucial for other emergency services where a lapse in time can mean life or death. Having a clearly understood time system recorded after an emergency response call will eliminate confusion for all parties involved, it’s also an easier system to use for record keeping purposes.

There are numerous benefits when using military time compared to standard time. Not only does it eliminate confusion, but it makes all processes easier, and ironically, it saves time. While it may not be used by all civilians due to the different methods used to write it out, it is nonetheless an easy system to learn and convert. Military time does not require a converter chart like standard time conversion charts. A simple equation to calculate the correct time consists of subtracting 1200 from the 24-hour time that needs to be converted, for example, 1500 – 1200 = 3, which will be written as 3:00 PM regular time.

As mentioned above, other benefits include a more efficient record keeping system. With every type of emergency service, including law enforcement, there will be administrative tasks required and the need to have the right time. These include timesheets, log books, reports, or any other formal and official documentation. Using military time on the above will maintain an accurate and consistent record system to refer to. Additionally, working in different time zones will facilitate an easier process when communicating with others, whether it’s via email correspondence or other communication platforms.

Summary

There are many benefits when using military time, however, when applied to emergency services, using this time system is a requirement. It’s primary purpose lies in eliminating all confusion between the standard 12-hour time system that uses AM and PM. This sets the tone for every other system to be done more orderly.

Can You Be Self-Employed As An Llc Owner?

The short answer to this question is yes, in most instances LLCs owners are considered self-employed. LLC owners are taxed as self-employed business owners, unless they elect to be taxed as a corporation with the IRS.

An LLC is a formal business entity considered legally separate from its owner, it also affords owners limited liability protection making it the perfect business structure for small business owners. LLC owners are also granted a certain degree of flexibility when filing their taxes with the IRS. This gives LLC owners much leeway to elect the tax structure that suits their business best.

The Internal Revenue Service (IRS) taxes LLCs in one of three ways, either as a disregarded entity, as a partnership or as a corporation and electing one of the three has implications for whether an LLC owner can also be considered self-employed.

When are LLC owners considered self-employed?

Whether or not an LLC owner can be considered self-employed depends on the LLC’s chosen tax structure. LLCs can either be taxed as pass-through entities, as independent contractors or sole proprietorships would be, or they can be taxed as a disregarded entity or partnership.

Single-member LLCs are generally taxed as disregarded entities by the IRS, this means owners are required to pay self-employment tax on their share of the LLC’s profits. Yet, this also means that their share of the LLC’s profits is not subject to double taxation as the LLC has already paid income tax on the total profit reported on the owner’s personal income tax return.

On the other hand, multi-member LLCs are taxed as partnerships by the IRS which implies that the LLC’s profits are not subject to incomes taxed but is instead passed through to the members of the LLC to be reported on their individual tax returns. It is important to remember that being taxed as both a disregarded entity or a partnership will require an LLC owner to pay quarterly income payments to the IRS as well as list their self-employment income tax on their personal tax returns.

LLC owners regarded as pass-through entities, disregarded entities and partnerships are all considered self-employed and are thus subject to self-employment taxes. Unless LLC owners choose to be taxed as a corporation, owning an LLC automatically renders owners self-employed.

What about LLC owners who elect to be taxed as a corporation?

LLCs owners who decide to be taxed as corporations are not considered self-employed and are not required to pay self-employment taxes, they instead pay income tax on the dividends shareholders receive from the LLC. An LLC that decides to be taxed as a corporation is owned by shareholders who are not seen as self-employed but as members. Yet as a member of an LLC (that is taxed as a corporation), shareholders can become employees of the LLC and take a reasonable salary. This in turn allows for more flexibility in how an LLC’s profits are distributed and also for avoiding self-employment taxes.

LLCs that are taxed as corporations do not pay self-employment taxes. In such cases, LLCs are subject to corporate income tax after which profits are distributed among owners and these dividends are further subjected to personal income tax. Due to the fact that owners report their individual share of the LLC’s total profits on their personal tax returns, they are afforded the advantage of pass-through taxation without the downside of paying self-employment taxes on those earnings.

A quick Summary

LLC owners are considered self-employed if they retain their default tax status and most LLC owners decide to retain their default tax status as disregarded entities or partnership because of the benefit of pass-through taxation. Yet when LLCs elect to be taxed as a corporation, their owners are not also considered self-employed. However as a member of the LLC, they do have the option of being an employee of the LLC with a reasonable salary.

Understanding LLC taxes is the best way to know whether you are also self-employed and will be required to pay self-employment tax. Remembering the distinction we have made above is a good start and if you are still uncertain then consulting a tax expert may be your best bet.

What Is Military Time And Can It Be Confusing?

In The Beginning

People have been measuring time for centuries. In ancient Egypt, the Egyptians used sundials to determine the time of day. In the modern world we have watches, phones, clocks and many other devices to help us know what time it is. We are taught that a minute is divided into 60 seconds and an hour is divided into 60 minutes. Most civilians distinguish the time of day by breaking it up into a.m. and p.m. to distinguish between night and day. In the military however, things are done a little differently.

Breaking Down Military Time

You might already know what military time is and not even realized it. Instead of using a.m. and p.m. to tell the time, the military uses a 24 hour clock which begins at midnight (0000 hours). That means one a.m. is zero one hundred hours (0100 hours), two a.m. is zero two hundred hours (0200 hours) and so on.

The big difference comes in when the clock strikes one in the afternoon. Twelve a.m. is twelve hundred hours (1200 hours) in military time. Instead of starting at one again like most of us would, calling it one p.m. military time indicates it as 1300 hours just like five p.m. would then be 1700 hours.

If you haven’t grown up in a military family, it might be a little difficult to understand at first, but with practice it becomes second nature to tell the time this way. Below is a list of the conversions from a.m. / p.m. to military time:

  • Midnight (12:00 a.m.) — 0000 hrs
  • 1:00 a.m. – 0100 hrs
  • 2:00 a.m. – 0200 hrs
  • 3:00 a.m. – 0300 hrs
  • 4:00 a.m. – 0400 hrs
  • 5:00 a.m. – 0500 hrs
  • 6:00 a.m. – 0600 hrs
  • 7:00 a.m. – 0700 hrs
  • 8:00 a.m. – 0800 hrs
  • 9:00 a.m. – 0900 hrs
  • 10:00 a.m. – 1000 hrs
  • 11:00 a.m. – 1100 hrs
  • 12:00 p.m. – 1200 hrs
  • 1:00 p.m. – 1300 hrs
  • 2:00 p.m. – 1400 hrs
  • 3:00 p.m. – 1500 hrs
  • 4:00 p.m. – 1600 hrs
  • 5:00 p.m. – 1700 hrs
  • 6:00 p.m. – 1800 hrs
  • 7:00 p.m. – 1900 hrs
  • 8:00 p.m. – 2000 hrs
  • 9:00 p.m. – 2100 hrs
  • 10:00 p.m. – 2200 hrs
  • 11:00 p.m. – 2300 hrs

Time Zone Confusion

Being in the military means dealing with operatives in different time zones. So how does the military distinguish one time zone from another? The standard military time zone used is the GMT (Greenwich Mean Time), however the U.S military refers to this timezone as “Zulu Time”. The alphabet letter “Z” is used as a suffix to establish the time zone for example 0900Z which is GMT time nine a.m.

There are actually 3 different time zones used and each one is assigned its own letter of the alphabet to clearly indicate which time zone is referred to.

How Can Military Time Help Me?

It might not be something you need to know how to use, but military time can help big corporations with offices spread worldwide. Of course, everyone involved would need to know how to use military time correctly.

It can be confusing especially when factors such as Daylight Savings Time (DST) come into play, but it can be mastered with some learning and practise. After all, we live in a 24 hour a day world and a new skill learned always has its benefits.

The Convenient And Easiest Way To Deal With Your Documents

Documents are very important to almost everyone if not all people that live on the face of the earth. You can not claim to have lived in the current age and have not encountered or used a document. But with documents, there is always some work that needs to be done to polish them up, and paraphrase does the best of all the online tools that deal with text documents. Here are the ways paraphrase can help you sort your document to become appealing;

Paraphrase It

Paraphrasing your document can be done for various reasons, many of which you already know since you must have encountered paraphrasing during your school days.  But technology is making things very easier on a daily basis and we can not manage to remain in the old, traditional, and analog ways. This is because we use a lot of resources to have a document paraphrased in the analog system than when using the digital systems. Paraphrase is the most recent, fastest, and quickest way of handling any document you need it paraphrased.

Rewrite To Suit Your Needs

Often, documents are rewritten to make corrections or add missing data. Many people do this using the manual way and have never impressed the importance of technology.  Paraphrase can help you rewrite your document in just a matter of seconds, this has saved many people the time they have been spending on a single document. Reading through the entire text before they get the main points and then begin rewriting has been made as simple as a few clicks and all the work is done.

Edit The Mistakes

Mistakes happen in our day to day life, no one on the earth can claim to be perfect, even the best of the genius still make mistakes. To get out of the mistakes we do there is always a need to revise through then make the necessary changes. Paraphrase has simplified the way a document can be edited since the only work you have to do to get your document edited is to paste it in the paraphrasing tool.

paraphrase

Increase The Vocabulary By Rewording

Choosing the best words for any document may be a challenge to many people and most of them will always seek assistance. This happens in most cases when you are trying to write a document that you will need to submit to a senior or semeone else. Paraphrasing can get you that hard time you are going through to ask for hlp from fellow colleages and students, just visit the above link and you will have your work done without much struggle.

You Must Check The Credibility Of Such A Website

If you are new to stock trading, it is imperative that you get yourself acquainted with the stock market news at regular intervals. In fact, you cannot think of your professional life, success or failure without knowing the latest developments in the stock market.

The stock market is a place where people invest a part of their regular earnings so as to earn more profits. It is one of the most lucrative investment options today. However, like other financial products, it too, has risks.

There are many adverts claiming to provide you with the best NYSEARCA SPY at https://www.webull.com/quote/nysearca-spy news website and information. All these websites and portals to provide equal service and share some of the same benefits.

It is important that you have an in-depth knowledge about the different types of stock market news on offer and choose a reliable and reputed website or portal, which has a good reputation in the business.

Also, you must check the credibility of such a website. You should check how many years the organization has been functioning and whether it has won any awards or recognition.

It is also important that you read the testimonials of past clients before deciding to subscribe to that particular portal or site.

There are many adverts claiming to provide real-time financial markets news feeds from various popular stock news sources. However, not all of them are genuine and are actually designed by professionals for making money.

Many such portals contain only useless and outdated information, which does not help traders in making important decisions. It is always recommended to rely solely on reliable sources that offer updated and accurate stock information.

You can subscribe to real-time financial markets news feed from some of the most reputed information providers in the country such as Yahoo! Finance, CNBC Business News, The Financial Times, Market Wire and so on.

While a number of investment companies offer their own individualized service to track market trends, they often rely on larger services that can provide a broader range of information.

For those who can afford to pay for this information, it is of the utmost importance that they make sure to check back often as these trends tend to change quickly. While you might be tempted to skip the news as part of your regular routine, it can prove to be extremely beneficial to your overall stock market strategy.

All these websites and portals offer the same services and same categories of information pertaining to the current happenings in the market. Each of these websites like https://www.webull.com/newslist/nysearca-spy has its own strengths and shortcomings.

It is therefore important to pick up the best one that suits your needs and preferences. The best way to do so is to choose a reputed, reliable and credible portal or blog that offers market news from various esteemed sources such as Yahoo!, CNBC, The Financial Times and so on.

Five Cheapest Places to Buy Property in Sri Lanka

Sri Lanka is a lower-middle-income country, known more officially as the Democratic Socialist Republic of Sri Lanka, but also called the pearl of the Indian ocean. It is famous for its incredible beauty, varied biodiversity and huge tea business and has become a popular destination for many tourists. It is a small but diverse country with amazing beaches, wildlife and ancient ruins.

Sri Lanka is not an expensive country and you can buy property at affordable rates. Here is a list of five cheapest places to buy property in Sri Lanka.

Haputale

Haputale is a small town of Badulla District in Uva province. The town is surrounded by hills that are covered with forests and tea plantations. This small-town exhibit’s so much beauty. Beautiful mountains surround Haputale.

This place has a less touristy atmosphere and is therefore quiet and peaceful, so is worth visiting. You can have a tea factory tour and enjoy the waterfall.  in Haputale can be bought at an average price of $90,000.

Peliyagoda

Peliyagoda is a city in the western province of Sri Lanka located on the north shore of Kelani River. It is a peaceful place with beautiful scenery and locations. It is not popular as other Sri Lanka cities, but that does not mean it’s not beautiful. This smaller town is worth a visit.

If you visit Sri Lanka yearly or more frequently and want a place to crash, you can buy cheap property in Peliyagoda and take a break to relax. You can pick up property here at an average price of $70,000.

Eravur

Eravur is a town located in Batticaloa District of Eastern Province Sri Lanka. This place is situated on an island and therefore surrounded by water and is home to some enthralling spots.

The lighthouse is one of the best places to visit in Eravur, there is also a clock tower and Batticaloa fort which is situated in the middle of wonderful greenery and tidal ports. Real estate is affordable here. You can buy property at an average price of $40,000 in Eravur.

Nuwara Eliya

Five Cheapest Places to Buy Property in Sri Lanka

Nowadays Eliya is a city in the central province. It is a must-stop in Sri Lanka due to the mesmerizing beauty that this place holds. You can visit a  national park here, farms and many other places. The city is perched on the tea hills, and it is surrounded by greenery.

There are temples and many tourist attractions. You can buy a 2-bedroom apartment at an average price of $30,000.

Panadura

Panadura is a city present in Kalutara District in Sri Lanka and is located 27km south of the capital Colombo. It is famous as the revival town in Buddhism. There are many famous places to visit in Panadura, indeed town hides some magnificent places. There is Richmond castle, calido beach, lakes, and more that you can enjoy in Panadura.

Panadura has so many places to visit that there is no shortage of attractions. The property is also affordable in many areas of Panadura. You can buy cheap property at an average price of $20,000.

Try These Best Amazon Courses Regarding Dropshipping:

One of the most popular courses for dropshipping in the market today is this one. This course driven by Amazon can help one have access to profitable sources all over the world. This forum offers all the probable solutions to all the queries of individuals who are quite new in this field. Amazon provides best strategies to deal with everything concerning the dropshipping business world wide. Amazon courses that have so much popularity basically include:

  1. The proven Amazon course
  2. Build a Dropshipping course from the scratch
  3. The last Amazon course
  4. 4. Ecom Freedom X course
  5. Amazon Dropshipping Mastery
  6. Figure Amazon Dropshipping Home Business

More detailed information regarding any  amazon dropshipping course being offered can be learnt as well.

High Ticket Dropshipping:

This is the key to prosperity of entrepreneurs in future. A misunderstanding being overly believed is the avoidance of high-tickets but actually this is the key to success. The products being obtained this way are much less than that procured the other way round.

Pros And Cons Of High Ticket Dropshipping:

More sustainable model, higher profit margins along with lower volume of customer support are the main pros of this. But yes, the disadvantages do exist such as higher start up costs and is suited more to the experienced dropshippers. It is actually quite important to keep both the pros and cons in mind before finalizing anything.

High Ticket Dropshipping Niches:

Mostly the high ticket niches include:

  1. Lifestyle Niche
  2. Power Tools
  3. CNC Machines & Tables
  4. Home Theater Seating
  5. Outdoor Kitchens
  6. Beauty and Health
  7. Warehouse Shelving
  8. Closet Organization Systems
  9. Drone and Accessories
  10. Billiard Tables

For more information regarding this, read more about high ticket niches.

Best Dropshipping Toys Suppliers:

Starting drop shipping kids toys that rebuild a time of wonder and learning. Toys dropshipping is a fast, easy and affordable way to offer more products at less cost to the e-tailer attracting more customers. The sellers need to get proper information as to how they can choose reliable drop shipping toy suppliers. Following basically are the criterion:

  • Reliable wholesalers
  • Dependable shipping
  • Customer Support

Best Dropshipping Suppliers:

These are the best dropshipping suppliers that deal with the thing:

  • com
  • A & A Company
  • com

Dropshipping

These are by far the most trustworthy and the best dropshipping suppliers at which one can definitely rely on for better and experienced results. For more clarifications and assurances, use their services to dropship toys.

Final Conclusion:

Choosing the best Amazon dropshipping course by the individuals can certainly benefit the newbies to make good business in this field. Dropshipping through Amazon with the right course with extreme competence and skill can pave ways for great success in future. GoTen.com plays an important role in showcasing hundreds of top-selling products on Amazon.

Best Adventurous Activities in Dubai

Dubai is a very popular city in the United Arab Emirates and also the capital of Emirates. It is located in the eastern part of the Dubai Peninsula. It is famous for its luxury shopping, modern architecture, and amazing nightlife. The great architects of Dubai, such as Emaar Beachfront, Burj Khalifa, and Atlantis hotel, are a symbol of progressing Dubai. People come here from all over the globe to enjoy the luxury and lifestyle of this great city.

However, there are not only tall buildings and expensive food you will find in Dubai. There are a lot of entertaining activities you can do in Dubai.

Here is the list of some adventurous activities you can enjoy in Dubai :

Skydiving

Skydiving is among the top in the list of adventurous activities of many people. People usually don’t find this kind of adventure close to their home places but Dubai offers this amazing experience with some professionals of skydiving. You will be experiencing a jump from a plane at the height of 4,000 meters. If you are new and not experienced, then you can get a professional to support you, however, if you are experienced you can easily jump on your own. You will get the chance to see an attractive view of the city from the sky, including the bird’s-eye view of the palm island.

Desert Safari

If you are in Dubai and have not tried the desert safari, are you really in Dubai? This is a very popular activity among visitors. Desert safari will take you around the amazing desert of Dubai. You will experience some amazing activities, like sandboarding, camel rides, and dune bashing. You can also enjoy dinner in the open sky. It is the best experience for the people who enjoy being in a desert. The multiple numbers of activities that are available at desert safari make the experience amazing.

Dune Bashing

If you love to experience offroading, then desert sand dune bashing might be in your interest. The vehicles are so powerful that it can run on the sand easily without any interruption. You will be driving a 4×4 that might be a hummer, land cruiser, or any similar vehicle. This experience can be done in most desert safari.

Quad Biking

Quad bikes are made for the deserts. The tires of the quad bike are specially made for the deserts to pick the grip on the sand. One can easily learn to ride these bikes. They have wide tires, light-bodied, and very powerful engines making it easier for the rider to ride it on the sandy surface. This is a very thrilling and adventurous activity, and very popular among the locals of the city.

Sandboarding

The naturally inclined lands that allow the board to slide down under the force of gravity can be found in the desert of Dubai. This has initiated a very extreme sport called sandboarding. There is no other better than Dubai for this amazing sport. The inclined surface in the deserts of Dubai makes it easier to play the sport. This is the kind of experience we really recommend you to have, at least once in your life.

Watersports

The best way to beat the heat in the summer is to plan your holidays in the waterpark. These refreshing water parks make your day joyful. Dubai has a lot of amazing water parks. Watersports are popular and common in Dubai. One can do deep fishing, water skiing, and jetpacking sessions. You have the option of choosing the preferred time slots and provided with all the necessary safety equipment.

Enjoy your day by playing some adventurous watersports.

Ziplining

Dubai has the world’s longest zipline. If you are looking to excite yourself with such rides then you must think about going to Dubai. This ride is 170 meters above the ground and can take you at a speed of 60 km/h. You get to see the beautiful view of Dubai from the sky above. The world’s longest zipline is the Jebel Jais Flight. It takes you 1,870 meters above the ground at a speed of 150 km/h.

Dubai is the city where most of the people come to fulfil their dreams by living the luxury life and enjoying a lavish lifestyle. You can live a healthy life around some beautiful constructions, like Madinat Jumeirah living, Burj Al Arab, and Burj Khalifa. One can enjoy spending their holidays in beautiful theme parks. You can do some amazing activities in Dubai. These activities are dreams of some people and only Dubai is considered to be the city that can fulfil all those dreams.

What Are The Advantages Of Choosing The Amazon Stock?

Day by day there are multiple people who are started to choosing the amazon stock because of its extreme growth and there is nothing that will restore the value of it at any time. This is one of the safest stocks for investment and there is no one can underestimate the value of it at any time. Most people are started to utilize this stock because it is the most wanted one forever. Every year the investors of this stock are increased and the users are giving excellent reviews about it and it will unwanted one for any investors.

Highly Valuable One 

Money is an essential one to lead a peaceful life and you will easily earn it from here and it will never be the unwanted one at any time. You wish also to suggest this stock to those who remain interested in stock market investment also this will be extra helpful for them. Every year the value of this stock is increased and the users are giving excellent reviews about it. Most of the people are getting succeed by choosing this stock and now they are all leading their peaceful life.

The amazon stockis the valuable one and there is nothing that will restore the value of it at any time. This is the valuable one to improve your financial status that’s why most people are started to focusing on it. There are multiple ways are available to make your money into the valuable one but the stock market investment is the widely chosen one. Some people are investing their whole money in the same stock and surely it will lead to danger so try to split your money and invest in the various stocks.

Perfect Place For Investment 

This will never be the unwanted one at any time because it is the widely chosen one forever. You will also be more comfortable utilizing this stock and that’s why it was highly suggested for beginners. This simple thing is holding multiple advantages with it and it will never be the unwanted one at any time. You wish also to be more satisfied accepting this also this order never be the unwanted thing at any point. Multiple people are started to utilize this and the users are giving excellent reviews about it. The amazon stock is the valuable one when compared to the other and there is no one who can underestimate the value of it at any time. You can check its releases at https://www.webull.com/releases/nasdaq-amzn before stock buying.

Disclaimer: The analysis information is for reference only and does not constitute an investment recommendation.

Great Reasons To Invest In The NYSE Stocks

Searching for the best way to build your wealth? Undoubtedly, you need to invest your money to generate higher returns. Investing money in the right investing options will never make you trouble while meeting financial needs. Choose the stocks to earn higher potential returns to increase the financial growth. Choose the stocks wisely and so you will get investment options. Amongst others, NYSE stock is the best stock over others. Make use of this chance and get ready to invest in NYSE: CLF stock to build your wealth. Investing stocks will help you to double your money so don’t hesitate to invest in stocks. Nothing would be better options other than saving your hard earned money in the right investment procedures. Pay attention to the following article and know great reasons to invest in the NYSE stocks!!

Reason to go with the stock investment!

Investing in stocks will offer great advantage for the investors. And so, more and more investors are ready to invest in the NYSE stock over others. Here comes great reason that why every investor choose NYSE stocks in particular.

  • Better option for retirement:

As you are retiring from your existing work with better retirement amount, you can put your retirement savings in the stocks to generate better tax benefits. Based on your preferences and needs, you can go with the stocks to gain better investments. Taking risks offer the best results and so don’t hesitate to take risks while investing your hard earned money in the stocks. The greater you are taking risks, the more you will generate in the future.

Why investing in markets without knowledge can lead to losses

  • Earn higher returns:

If you want to make a lot of money, you need to put your hard earned money in a place where you can find higher returns. Investing stocks will offer great benefits and so you no need to worry about the returns since it will help you to gain better return on your money. Get ready to explore NYSE: CLF that you need to invest in.

  • Best invest option:

Since stock market is available 24*7 and so you can start your trading process at anytime. To invest in the stocks, you need to step out of the house; you can start your investment process with just the comfort of the home. Hereafter, you no need to worry about your financial issues since stocks like NYSE: HMC are here that help you to generate higher returns!

Disclaimer: The analysis information is for reference only and does not constitute an investment recommendation.